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If a vehicle is between registered keepers or registered as ‘in trade’ with the Driver and Vehicle Licensing Agency (DVLA), it is excluded from continuous insurance enforcement. Vehicles you keep for your own use are not excluded. Rules in Northern Ireland. There are different rules for vehicle insurance in Northern Ireland.

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Do some research to check the vehicles that are cheapest to insure, as this will save you a fortune in the long run. Making sure your vehicle is parked somewhere safe and secure at night can also help.

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The need for both of these policies is greatest when the family is young, and expenses and debts (mortga ge, car. over-insure, you’ll lock yourself into paying unnecessarily high premiums. Next wee.

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Interestingly the first country to have made third party motor insurance compulsory is Norway in 1912 bcos of reckless driving leading to the death of innocent lives?.

If you insure anything besides your home — such as a car — look into a multi-line discount. That’s a break that some insurance companies will give you if you buy multiple policies — such as homeowners.

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